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Identifying the Primary Players in Credit Card Processing In credit card processing, there are five key players: Merchants Acquiring Banks Credit Card Companies (VISA/Mastercard/Discover/American Express) Issuing Banks End Users/Consumers Payment Facilitator/Payment Processor When a merchant sets up an account to process payments online, they receive a code from the acquiring bank to include on their websiteone which allows the merchant to then accept and process card payments

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