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Contrary to a common belief that a fat-tailed risk estimate is always higher compared to normal risk estimates, we see that in periods where market volatility is at its lowest the spread between the two model estimates turns negative

Thank you for your thoughts and prayers for me and my family. In recent weeks, Cubs alumni including Jon Lester, Kerry Wood and Bob Dernier honored Sandberg in their appearances at Wrigley field, donning his jersey

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For example, estimates in the early to mid 2000s show that 75% of individuals with alcohol use disorder smoke cigarettes, compared to only 21% of adults more generally at this time (which has decreased to 17% more recently)